The management and economics of data and privacy.

What Managers Need to Know About Data Exchanges

José Parra-Moyano, Karl Schmedders, Alex "Sandy" Pentland

MIT Sloan Management Review 61(4):39-44

What Managers Need to Know About Data Exchanges

The idea that many businesses rely heavily on data to produce or market goods and services is not new. Indeed, even in 2018, four of the six top companies in market valuation — Amazon, Alphabet, Facebook, and Alibaba — based their business models on the use of data to optimize advertising. However, data differs greatly [...]

José Parra-Moyano, Karl Schmedders, Alex "Sandy" Pentland

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KYC Optimization Using Distributed Ledger Technology

José Parra-Moyano, Omri Ross

Business & Information Systems Engineering 59 (6), 411–423

KYC Optimization Using Distributed Ledger Technology

The know-your-customer (KYC) due diligence process is outdated and generates costs of up to USD 500 million per year per bank. The authors propose a new system, based on distributed ledger technology (DLT), that reduces the costs of the core KYC verification process for financial institutions and improves the customer experience. In the proposed system, the core KYC verification process is only conducted once [...]

José Parra-Moyano, Omri Ross

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Optimised and dynamic KYC system based on blockchain technology

José Parra-Moyano, Tryggvi Thoroddsen

Int. J. Blockchains and Cryptocurrencies, Vol. 1, No. 1, 2019

Optimised and dynamic KYC system based on blockchain technology

The know-your-customer (KYC) due diligence process is outdated and generates costs of up to USD 500 million per year per bank. The authors propose a new system, based on distributed ledger technology (DLT), that reduces the costs of the core KYC verification process for financial institutions and improves the customer experience.

José Parra-Moyano, Omri Ross

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Postal strategies in a digital age

Christian Jaag, Urs Trinkner, José Parra Moyano

Swiss Economics Working Paper 0051 June 2015

Optimised and dynamic KYC system based on blockchain technology

Electronic communications impact all of postal operators’ businesses. While letter mail volumes are decreasing due to electronic substitutes, parcels are thriving. Postal operators react in differ-ent ways to these challenges and opportunities. Some try to compensate the loss in their mail business by converging their services toward telecommunications[...]

Christian Jaag, Urs Trinkner, José Parra Moyano

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Auswirkung der 1:12 Initiative

Christian Keuschnigg Universität St. Gallen Christian Jaag, Sonia Strube Martins, José Parra Moyano, Ivo Scherrer

Studie im Auftrag des Schweizerischen Gewerbeverbands, 2013

Auswirkung der 1:12 Initiative

Die Initianten der 1:12-Initiative möchten in der Bundesverfassung festlegen, dass in-nerhalb eines Unternehmens in einem Jahr niemand weniger verdienen darf als der bestbezahlte Mitarbeiter in einem Monat, oder niemand mehr als das Zwölffache des niedrigsten Jahreslohns[...]

Christian Keuschnigg Universität St. Gallen Christian Jaag, Sonia Strube Martins, José Parra Moyano, Ivo Scherrer

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Coronavirus: digital contact tracing doesn’t have to sacrifice privacy

José Parra-Moyano, Professor Karl Schmedders, Michel Avital

The Conversation, 2020/4/29

Coronavirus: digital contact tracing doesn’t have to sacrifice privacy

Pressure is building on governments around the world to reduce the lockdown measures used to stop the spread of COVID-19, and to prevent the disease re-emerging once it is under control. As a result, there are many proposals to use data from people’s smartphones to track their movements and contacts with potentially infected patients, in order to trace anyone[...]

José Parra-Moyano, Professor Karl Schmedders, Michel Avital

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On the Continuity and Origin of Identity in Distributed Ledgers: Learning from Russell's Paradox

José Parra-Moyano

Metaphilosophy 48 (5), 687-697

On the Continuity and Origin of Identity in Distributed Ledgers: Learning from Russell's Paradox

This article studies the origin and continuity of the identity of the entities inscribed in a distributed ledger. Specifically, it focuses on the differences between the identities of the entities that exist in a distributed ledger and those of the entities that exist outside the ledger but must be represented in the ledger in order to interact with it [...]

José Parra-Moyano

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Three essays on the management and economics of blockchain-based systems

José Parra-Moyano

2019, University of Zurich, Faculty of Economics.

Three essays on the management and economics of blockchain-based systems

This thesis compiles three papers on different topics in blockchain-based information systems. The first paper presents a blockchain-based information system to reduce the costs and improve the customer experience in the Know-Your-Customer (KYC) process that financial institutions are obliged to conduct[...]

José Parra-Moyano

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The Liberalization of Data: A Welfare-Enhancing Information System

José Parra-Moyano, Karl Schmedders

Available at SSRN 3302752

The Liberalization of Data: A Welfare-Enhancing Information System

Users’ data has become a crucial production factor for companies and a necessary asset if they are to compete in the digital ecosystem. However, users’ data is a production factor that is not mobile across companies, since a company can only use the data that its customers—its “users”— generate within its own environment and not the data that its users produce outside of it. [...]

José Parra-Moyano, Karl Schmedders

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Shared Data: Backbone of a New Knowledge Economy

José Parra-Moyano, Karl Schmedders, and Alex "Sandy" Pentland

Building the New Economy, 2020

Shared Data: Backbone of a New Knowledge Economy

That data helps to generate value is a very robust idea: We talk about data as “the new oil”, and the concept of “big data” is widely spread. While this idea applies to many areas of modern life, it is especially prominent in the financial sector, where data-based insights are crucial to make the right decisions and adequately navigate through the waves of uncertainty. [...]

José Parra-Moyano, Karl Schmedders, and Alex "Sandy" Pentland

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How to Share Data to Fight COVID-19 without Sacrificing Privacy

José Parra-Moyano, Eduardo Moyano Estrada, Michel Avital

The Conversation, 07/04/2020

How to Share Data to Fight COVID-19 without Sacrificing Privacy

Users’ data has become a crucial production factor for companies and a necessary asset if they are to compete in the digital ecosystem. However, users’ data is a production factor that is not mobile across companies, since a company can only use the data that its customers—its “users”— generate within its own environment and not the data that its users produce outside of it. [...]

José Parra-Moyano, Eduardo Moyano Estrada, Michel Avital

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The network and the curve: the relevance of staying at home

José-Parra Moyano, Raquel Roses

The Conversation, 07/04/2020

The network and the curve: the relevance of staying at home

Humans form networks by interacting with each other. Network science studies the impact of individual interactions on a system as a whole. The actions taken during the past weeks by governments around the world to diminish the rate at which the new COVID-19 spreads, affect the way in which we interact. [...]

José-Parra Moyano, Raquel Roses

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Blockchain y Gestión de Datos en el Sector Agroalimentario

José-Parra Moyano

Anuario de Estudios Rurales 26 (1), 93-96

Blockchain y Gestión de Datos en el Sector Agroalimentario

En este artículo, el propósito de su autor es divulgar el funcionamiento de la tecnología blockchain y presentar algunas de sus posibles aplicaciones en el sector agroalimentario, ofreciendo a los agentes que trabajan en el sector un resumen sobre el funcionamiento de esta tecnología. [...]

José-Parra Moyano

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